FINANCING​
&
PRIORITY LIST
Expedite the financing process by getting pre-approved today.
The builder has established a priority list for The Oaks at Portola Hills. You must complete the requirements below to be placed on our priority list.
Priority Ranking
The following factors will be considered when establishing the priority list:
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Priority in the order in which completed approval documents are received.
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Financial ability established on approval documents.
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Status as cash vs. non-cash buyer vs. investment property.
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Status as a non-contingent vs. contingent buyer.
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Further documentation may be required. Speak with our Preferred Trusted Lender, Gold Standard Mortgage, for more details.
Our TRUSTED LENDER
The first step to joining our priority list is getting pre-approved with our Preferred Trusted Lender, Gold Standard Mortgage.
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Our Trusted Lender is conducting the pre-approval process on behalf of the builder to assess your financial ability to purchase a home. The pre-approval worksheet is not an application for a loan and you are not required to use the Builder Trusted Lender to finance the purchase of your home.
Have more questions? Contact our Preferred Lender & Sales team.​
Requirements
To be placed on the priority list for any one of our newest communities you must complete the following:
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Complete our pre-approval process by contacting Irwin Goldberg (NMLS #276634).
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You can email him at irwin@goldstandardmortgage.com or call (949) 228-4545. You can also Click Here to Apply Online.
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Select a Home Site: To maintain your priority list status, you must:
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Have a pre-approval within the last 60 days. If you have been previously pre-approved you must contact Irwin Goldberg at Gold Standard Mortgage for an updated pre-approval prior to Sales Release Date.
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Be available the day before the Sales Release Date at the phone number you have provided.
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Select a home site when you are called (or defer your selection to a later phase as provided below).
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Attend a reservation appointment which we will schedule after you select your home and home site.
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You may serve as a standby buyer if the home you are interested in purchasing has been sold. Please note that there may be multiple standby buyers and priority will be assigned and/or modified based on the factors described in the section labeled “Priority Determination” above. Serving as a backup buyer does not guarantee you any priority with respect to the home you back-up and the price of such home may increase. You may not serve as a back-up buyer if you are under contract to buy a different Project home.
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At Time of Reservation
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Provide us a deposit wire transfer in the amount of 3% of the Sales Price to Fidelity National Title.
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Future Phases
Rolling Priority: If you have been previously pre-approved you must contact Irwin Goldberg at Gold Standard Mortgage for an updated pre-approval prior to Sales Release Date.
Email Disclaimer: We send regular notifications but cannot guarantee email registrants will receive phase release dates, therefore it will be up to you to call our sales center for updated release date information. Your email address on the pre-qualification form will be used to contact so please check to ensure it is entered correctly. Please also check your other inboxes such as spam to ensure you are receiving information.
Policies
Unlawful Discrimination Prohibited: We reserve the right to refuse the sale of a home to anyone for any lawful reason. This includes, without limitation, rude or disorderly behavior during the sales process. Our homes are for sale to all persons without regard to race, color, religion, national origin, or other characteristics protected by law.
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Broker Policy: We are not currently accepting Broker co-ops at the Oaks.
